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What is medical accident insurance?

What is medical accident insurance and what does it cover? Is it right for you? Find out more.
 
Medical accident insurance cover is a type of personal accident insurance that covers an individual for certain medical incidents. This means that if you have this cover in place and you experience a medical accident, you can receive a sum of money from your policy
 
Whilst nobody likes to think that they will experience this type of medical incident, it does, unfortunately, happen to some people. If you have insurance cover for this eventuality, it can help give you peace of mind that you and your family will have some financial help as you come to terms with the accident and begin your recovery.
 

What type of things are covered by our Personal Accident Insurance policy?

Depending on the level of cover that you opt for, you may find that your Personal Accident Insurance policy includes:
 
  • A sum to be paid out if you suffer from a medical accident
  • A sum to be paid out if, as a result of the incident, you are permanently disabled
  • The cost of some medical expenses, such as medication or consultations
  • A sum to be paid out for specific things that aid your recovery, such as therapy sessions, adaptations that need to be made to your home to aid mobility, or even assistance in the home or with childcare

Is personal accident insurance the same as illness cover?

There is a type of insurance called critical illness cover , which is designed to help cover your income and pay your bills if you are unable to work due to serious illness. The Personal Accident Insurance from PSA is different. Our cover is designed to help you in the case of an accident or medical incident by providing assistance with some of the costs and issues directly related to what happened. Our policy aims to help you or your family with some of the financial concerns that can come after an incident like this, and the amount of cover you get with your policy will depend on any optional extras you have included and the cost of your month premiums.
 

Whilst nobody likes to think that they will experience this type of medical incident, it does unfortunately happen to some people. If you have insurance cover for this eventuality, it can help give you peace of mind that you and your family will have some financial help

How much does Personal Accident Insurance cost?

The cost of cover from PSA Insurance Solutions for accidents and medical incidents will vary, depending on the level of cover that you choose. There are some elements that are optional, so you can choose to include them on your policy for an additional cost.
 
Our premiums are paid monthly, which can help people with budgeting their finances, and start from just a few euro per month. For those who want a wider level of cover, you can add in additional options or choose a different monthly premium that offers a higher benefit sum in the event that you make a claim.
 
This type of insurance cover can help provide peace of mind that, in the event of this type of medical accident, you and your family have some financial assistance. To find out more about the cover offered by PSA Insurance Solutions, see our product page, by clicking on the button below.
 
 
 

Find out more about PSA's Personal Accident policy

 
 
 
 
 
 

Find out more about PSA's Personal Accident policy

 
 
© PSA Insurance Solutions
PSA Insurance Solutions Ltd Reg No: C83206 is a limited liability company under Maltese Law, having its registered address at: MIB building 53 Abate Rigord Street Ta’ Xbiex Malta, Tel + 356 22 58 34 92. The company is enrolled to act as an insurance agent in terms of the Insurance Intermediaries Act, 2006 by the Malta Financial Services Authority (MFSA), Notabile Road, Attard BKR 3000, Malta.
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